Value Added Tax (VAT) is a cornerstone of the indirect taxation system, levied on the sale of goods and services. While its application is generally straightforward for most sectors, the financial services industry is a notable exception. The sector benefits from a variety of VAT exemptions that, while beneficial in principle, often lead to complex

Life insurance valuation is a critical process that involves calculating the present value of future liabilities to ensure that insurance companies can meet their obligations to policyholders. One of the fundamental tools in this process is the mortality table, which provides statistical data on the likelihood of death at various ages. Accurate mor

In today’s rapidly evolving financial landscape, sustainability has become a top priority for financial institutions and advisory firms. As stakeholders demand more accountability and transparency, financial advisory practices are increasingly embedding sustainability into their core operations. One of the most effective ways to achieve this is t